Ursprungligen postat av Pa.Forever
Där har du fel.
Ursprungligen postat av Swedeheart
Fel! Det är inte i USA som i Sverige att bilen är försäkrad och sen kan vem som helst köra den, utan här är det föraren som är försäkrad.
Är ni säkra på det?
in Texas, insurance typically follows the car, not the driver. If you gave permission for someone to drive your car, your insurance should cover the damages resulting from the accident.
In Massachusetts, automobile insurance follows the car instead of the driver. This means that if your friend or family member caused the accident, your comprehensive and collision insurance and your property damage liability insurance will pay for the damages.
According to Virginia law, the car ownerÂ’s insurance covers accident-related expenses even if someone else is behind the wheel. But only if the person has the ownerÂ’s permission to drive.
In Florida, vehicle insurance follows the car, not the driver. This fundamental aspect of Florida insurance law means that if you lend your car to a friend or family member and they are involved in a crash, your insurance is the first to be called upon to cover damages.
In Illinois, insurance follows the vehicle. If your friend loaned you a car, their insurer would be responsible for any accidents that happen in that vehicle – even if you were driving. If you have permission to use the car, the owner will be responsible.
Your New York car insurance covers other drivers in your vehicle. This is a New York state law that says your car insurance policy follows your car – not you as a driver. This holds true for collision, uninsured motorist protection, comprehensive, and property damage liability insurance.